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Tennessee Medicaid waiver guide

Tennessee Medicaid Waiver Guide

Learn how Tennessee Medicaid waiver services work, which state agency to start with, how the application process usually begins, and where to search for home and community-based services.

Primary waiver
Employment and Community First (ECF) CHOICES
Waiver programs
4
Waiting list
Yes
Self-direction
Available

Last reviewed July 2026. See something out of date? Use the “Suggest an edit” button to let us know.

Overview

What is the Tennessee Medicaid waiver program?

Tennessee delivers intellectual and developmental disability services through TennCare managed care, with the Department of Disability and Aging — formerly DIDD — handling intake. The main program is Employment and Community First CHOICES, organized into numbered benefit groups rather than separate waivers. Separately, Katie Beckett serves children under 18 with significant disabilities or complex medical needs who are otherwise ineligible for Medicaid because of their parents' income or assets. Katie Beckett splits into Part A and Part B, and the difference between them is the most consequential thing for a Tennessee family to understand.

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Waiver programs

Tennessee waiver programs

ECF CHOICES Group 4 — Essential Family Supports

Families caring for a child under 21 with I/DD living at home; some adults 21+ living with family may also qualify

Ages
Under 21, and some adults living with family
Family caregiver supportsRespiteCommunity integration supports
Program details

ECF CHOICES Groups 5 and 6 — Employment and Community Living

Adults 21+ (or 18–21 who cannot live with family); Group 6 provides enhanced supports for greater needs

Ages
18 and older
Self-direction
Available
Supported employmentCommunity living supportsIndependent living supportsEnhanced supports (Group 6)
Program details

ECF CHOICES Groups 7 and 8 — Behavioral supports

Group 7 serves a limited number of children under 21 with severe behavioral needs; Group 8 serves adults transitioning from hospitals or nursing homes

Ages
Varies by group
Mental health treatment in the home with the family (Group 7)24/7 residential services with mental health treatment (Group 8)
Program details

Katie Beckett Part A and Part B

Children under 18 with significant disabilities or complex medical needs who are otherwise ineligible for Medicaid due to parents' income or assets

Ages
Under 18
Part A: full Medicaid benefits for children with the most significant needsPart B: a capped package of flexible services, up to $10,000 annually
Program details
Eligibility

Tennessee waiver eligibility

For ECF CHOICES you must have an intellectual or developmental disability — intellectual disability beginning before age 18, or a developmental disability before age 22 — and meet financial thresholds. As of January 2026, income limits run from roughly $1,995 to $3,325 per month depending on circumstances, with a $2,000 resource limit; confirm current figures, since they change annually. Katie Beckett uses a different route entirely: it exists specifically for children whose parents' income or assets would otherwise disqualify them.

Two onset thresholds

Intellectual disability must begin before age 18; a developmental disability before age 22. People are sometimes assessed against the wrong one, so confirm which applies.

Financial limits for ECF CHOICES

As of January 2026, income limits range from about $1,995 to $3,325 per month depending on circumstances, with resources capped at $2,000. These change annually — verify the current figures rather than relying on an older number.

Katie Beckett ignores parental income

Katie Beckett exists precisely for children under 18 with significant disabilities or complex medical needs who would not otherwise qualify for Medicaid because of their parents' income or assets. If ECF CHOICES financial limits are the obstacle for a child, this is the route to ask about.

Living situation shapes your group

ECF CHOICES groups turn partly on where you live — Group 4 requires a child under 21 to live at home with family, not a foster family. Which group you fit determines what services are available.

Waitlist & enrollment

Tennessee waitlist & enrollment

Because annual funding is limited, qualified ECF CHOICES applicants join a referral list and enroll based on priority groupings and slot availability. Katie Beckett works differently: everyone who applied for Part A and qualified is currently being served, while Part B needed a waiting list starting June 2023, with an additional 1,000 slots approved in August 2023.

Type
Referral list with priority groupings; Katie Beckett Part A currently has none
Typical timeline
ECF CHOICES timing depends on your priority grouping and available slots. For a child with the most significant disabilities or complex medical needs, Part A of Katie Beckett has been enrolling everyone who qualifies — which makes establishing whether a child meets Part A criteria rather than Part B a high-value question.
How to check status
If you have TennCare, call your health plan — the number is on your TennCare card. If you do not have TennCare, contact your Area Agency on Aging and Disability free at 1-866-836-6678. They can also tell you about other programs if you do not qualify for Medicaid.

Priority categories

  • ECF CHOICES enrollment follows priority groupings and slot availability, not simply date
  • Katie Beckett Part A: everyone who applied and qualified is currently being served
  • Katie Beckett Part B: waiting list established June 2023, with 1,000 additional slots approved August 2023
Application process

How to apply for ECF CHOICES and Katie Beckett in Tennessee

  1. Start with intake at the Department of Disability and Aging

    DDA conducts intake for ECF CHOICES, Katie Beckett, and other programs. This is the single entry point for I/DD programs in Tennessee.

    Open link
  2. If you have TennCare, call your health plan

    For CHOICES or ECF CHOICES, call the managed care organization on your TennCare card. If you do not have TennCare, call your Area Agency on Aging and Disability free at 1-866-836-6678.

  3. Submit the ECF CHOICES self-referral form

    You can complete a self-referral form online, or get help from your managed care plan or a regional disability office.

    Open link
  4. For a child, ask about Katie Beckett Part A specifically

    Part A provides full Medicaid benefits to children with the most significant disabilities or complex medical needs, and everyone who has applied and qualified is currently being served. Part B is a capped $10,000-per-year flexible package with a waiting list. Establishing which part a child qualifies for is the difference between waiting and not.

  5. Identify your ECF CHOICES group

    Groups 4 through 8 differ by age, living situation, and level of need — including two groups built around behavioral supports. Ask which group fits, because it determines what services are on the table.

Documents to gather

  • Proof of Tennessee residency
  • TennCare information or an application
  • Diagnosis records documenting onset before 18 (ID) or 22 (DD)
  • Medical records supporting complex medical needs, for Katie Beckett
  • Income and resource documentation for ECF CHOICES financial eligibility
  • School or IEP records, if applicable
  • Guardianship or representative paperwork, if applicable
Before you call

Information to have ready

  • The person's age, diagnosis, and county of residence.
  • Medicaid status or whether you still need to apply.
  • Current supports, urgent needs, and living situation.
  • School, medical, evaluation, or eligibility documents.
  • Questions about waitlists, timelines, and next steps.
Covered services

Tennessee waiver services

Exact covered services depend on the waiver, assessed need, Medicaid rules, funding, and state program requirements. Confirm services, availability, and payment acceptance with the state, support coordinator, and provider.

Family & home supports

Essential family supportsRespiteFamily caregiver trainingIn-home mental health treatment (Group 7)

Employment

Supported employmentEmployment discovery and explorationJob coaching

Community living

Independent living supportsCommunity integration24/7 residential with mental health treatment (Group 8)

Medicaid coverage routes

Katie Beckett Part A — full Medicaid benefitsKatie Beckett Part B — capped flexible services up to $10,000 a year
Self-direction

Self-directed options in Tennessee

ECF CHOICES includes consumer direction, letting participants hire and manage their own workers for certain services rather than using only agency staff. Ask your support coordinator through your managed care plan which services can be consumer-directed in your benefit group.

Consumer direction within ECF CHOICES
Costs & financial

What Tennessee waiver services cost

Funded through TennCare

Services are paid through TennCare, Tennessee's Medicaid program, delivered by managed care organizations. Once enrolled, there is generally little or no direct cost for covered services.

Katie Beckett Part B is capped at $10,000 a year

Part B provides a capped package of flexible service options — up to $10,000 annually — intended to give families financial, physical, and emotional relief. Part A, by contrast, provides full Medicaid benefits. The two are not interchangeable.

ECF CHOICES limits change annually

Income limits ran roughly $1,995 to $3,325 monthly as of January 2026, with a $2,000 resource cap. Because these move each year, confirm current numbers before concluding you are over the limit.

Across the lifespan

Services by age & life stage

  1. Early childhood

    Tennessee's early intervention system serves infants and toddlers. Katie Beckett can provide a Medicaid route for a child whose family income would otherwise be disqualifying.

  2. Under 18 — Katie Beckett

    Katie Beckett serves children under 18. Because Part A has been enrolling everyone who qualifies while Part B carries a waiting list, determining which part fits is time-sensitive.

  3. Under 21 — ECF CHOICES Group 4

    Group 4 supports families caring for a child under 21 with I/DD living at home with family, not a foster family. Some adults 21 and older living with family may also qualify.

  4. 18 to 21 and beyond

    Groups 5 and 6 serve adults 21 and older, and people 18 to 21 who cannot live with family. Group 8 supports adults transitioning out of hospitals or nursing homes. Ask which group you would move into well before the transition.

Rights & appeals

If services are denied

If eligibility or a service is denied, reduced, or ended, you have the right to appeal within the deadline printed on your notice. Because services run through a TennCare managed care organization, there is usually a plan-level appeal as well — ask for both in writing. Disability Rights Tennessee is the state's protection and advocacy agency, serving all 95 counties free of charge; note that submitting an intake request does not guarantee representation.

Key contacts

Tennessee agencies & help

Intake for DDA Programs

Department of Disability and Aging intake for ECF CHOICES, Katie Beckett, and more

Visit site

Area Agency on Aging and Disability (AAAD)

Free help if you do not have TennCare — they can also point to other programs

1-866-836-6678Visit site

Employment and Community First CHOICES

Benefit groups, eligibility, and the self-referral form

Visit site

Tennessee 211

Local help & referrals — dial 211

Visit site
FAQ

Tennessee waiver questions

What's the difference between Katie Beckett Part A and Part B?

Part A provides full Medicaid benefits to children with the most significant disabilities or complex medical needs, and everyone who has applied and qualified is currently being served. Part B provides a capped package of flexible services worth up to $10,000 a year, and has had a waiting list since June 2023, with 1,000 additional slots approved in August 2023. Establishing which part a child qualifies for is the single most consequential question.

Our income is too high for Medicaid. Can our child still qualify?

Possibly, through Katie Beckett. It exists specifically for children under 18 with significant disabilities or complex medical needs who would otherwise be ineligible because of their parents' income or assets. Ask about it by name.

Which ECF CHOICES group am I in?

It depends on age, living situation, and level of need. Group 4 is for families with a child under 21 living at home; Groups 5 and 6 serve adults with increasing levels of support; Group 7 provides in-home mental health treatment for a limited number of children with severe behavioral needs; Group 8 supports adults transitioning from hospitals or nursing homes. Your group determines what services are available.

How do I apply?

If you have TennCare, call the health plan on your card. If you do not, call your Area Agency on Aging and Disability free at 1-866-836-6678 — they can also tell you about other programs if you do not qualify for Medicaid. You can also complete an ECF CHOICES self-referral form online.

Is enrollment first-come, first-served?

Not exactly. Because annual funding is limited, qualified ECF CHOICES applicants join a referral list and enroll based on priority groupings and slot availability, so your circumstances matter alongside timing.

Who is eligible for Tennessee Medicaid waiver services?

For ECF CHOICES you must have an intellectual or developmental disability — intellectual disability beginning before age 18, or a developmental disability before age 22 — and meet financial thresholds. As of January 2026, income limits run from roughly $1,995 to $3,325 per month depending on circumstances, with a $2,000 resource limit; confirm current figures, since they change annually. Katie Beckett uses a different route entirely: it exists specifically for children whose parents' income or assets would otherwise disqualify them.

How do I apply for Tennessee Medicaid waiver services?

start with intake at the department of disability and aging, if you have tenncare, call your health plan, submit the ecf choices self-referral form, for a child, ask about katie beckett part a specifically, then enroll and choose providers. Start with Tennessee Department of Disability and Aging.

What services do Tennessee waivers cover?

Covered services vary by waiver and assessed need, and commonly include in-home supports, respite, supported employment, day services, behavior support, residential supports. Confirm specifics with the state and provider.

Is there a waiting list?

Because annual funding is limited, qualified ECF CHOICES applicants join a referral list and enroll based on priority groupings and slot availability. Katie Beckett works differently: everyone who applied for Part A and qualified is currently being served, while Part B needed a waiting list starting June 2023, with an additional 1,000 slots approved in August 2023.

How much do waiver services cost families?

Approved waiver services are generally covered by Medicaid at little or no direct cost once enrolled, though some enrollees may owe a monthly patient responsibility based on income.

Key terms

Glossary

DDA
Department of Disability and Aging — Tennessee's agency conducting intake for I/DD programs, formerly DIDD.
TennCare
Tennessee's Medicaid program, delivered through managed care organizations.
ECF CHOICES
Employment and Community First CHOICES — the main I/DD program, organized into numbered benefit groups rather than separate waivers.
Benefit group
The numbered ECF CHOICES categories (4 through 8) that determine eligibility and available services based on age, living situation, and need.
Katie Beckett Part A
Full Medicaid benefits for children under 18 with the most significant disabilities or complex medical needs. Currently serving everyone who qualifies.
Katie Beckett Part B
A capped package of flexible services up to $10,000 annually, with a waiting list established in June 2023.
AAAD
Area Agency on Aging and Disability — free help applying, especially if you do not have TennCare.
Official resources

Tennessee Medicaid waiver resource links

Looking for another state? Browse the full resource map

Tennessee Medicaid Waiver Guide | Waiverly